Peer-to-Peer Lending is Better Than Bonds

Even over longer periods of time, – and perhaps not even that. over all time periods. How good are┬ábonds? On average, bonds are “a bit naff”, according to the fantastic Credit Suisse Global Investment Returns Yearbooks. OK, the Credit Suisse funded research doesn’t actually use…

The Right Split Between Savings, P2P, Shares, Property

This article is about how much you should split between savings accounts and peer-to-peer lending, and also shares if you want more diversification further up the risk scale. I also discuss the money you might put into buying your own home. Those are what we…

Why Does P2P Lending Pay Investors Higher Rates Than Bonds?

P2P lending often pays better than bonds and there are several reasons for this: Illiquidity – you might not be able to sell up early Most people invest in bonds through bond funds, where they can sell their holdings in those fund right away, even…

The Investment That’s Better Than P2P Lending

This was my first ever Candid Opinion piece for 4thWay, published originally on 25th November, 2014. I’ve just updated it very slightly – mostly as an excuse to get the editor to re-publish it for me and give it some more attention. This is a…

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